The Club Employees Pension Fund
Local 6 has negotiated for employers covered by contracts at private clubs throughout New York City to contribute to the Club Employees Pension Fund.
Local 6 has negotiated with employers covered by contracts at private clubs throughout New York City to contribute to the Club Employees Pension Fund. The clubs that currently participate in the Club Employees Pension Fund are the Brook, the Century Association, the Colony Club, the Cosmopolitan Club, the Harvard Club of New York, the Harmonie Club, the Knickerbocker, the Links Club, the Lotos Club, the Metropolitan Club, the Metropolitan Opera Club, the New York Athletic Club, the 101 Club, The Players, the Racquet & Tennis Club, the River Club of New York, the Union Club, the University Club, the New York Yacht Club, and the Yale Club.
The value of a member’s pension benefit is based on the number of pension credits they have earned over their career, as well as what age they retire, if they are married, and which joint survivor benefit they elect.
Earning pension credits
Pension credits are awarded based on a member’s hours worked in covered employment, up to a maximum of 1 pension credit per calendar year. Once a member becomes a participant in the plan, they will earn 1 pension credit for each calendar year when they work at least 1,000 hours in covered employment (as of January 1, 2025). Prior to 2025, members had to work at least 1,440 hours in covered employment to earn 1 pension credit. Members can earn partial credits under the plan.
Becoming vested
Members earn a permanent right to a pension benefit once they are “vested” in the pension plan. To become vested, a member must have earned 5 pension credits.
Pension benefit
The Club Employees pension benefit increased significantly for pension participants who were working on or after December 1, 2023. For the purposes of the following calculations, we use the regular pension, for a single-life, collected at age 65 – however, all Club Employees Pension Fund benefits will be paid in accordance with the Plan’s terms. The value of a member’s pension benefit will vary based on the number of pension credits they have earned over their career, what age they retire, and if they are married.
Under the regular pension, the Club Employees pension benefit for those who stop working after December 1, 2023 is $35 per credit for any credits earned up to 25 pension credits and $17.50 per credit for credits 26 to 40. This means the maximum pension benefit for a member who retires at age 65 with 40 credits is $1,137.50 per month.
Early retirement
This plan includes early retirement options. For more details, contact the Club Employees Pension Fund.
Plan your retirement
Members should file a pension application with the Pension Fund as soon as they decide on their retirement date, but at least two months before retirement. The pension benefit is not paid automatically! Members must notify the Pension Fund of their intention to retire.
To apply for your pension benefit, visit the Benefit Funds’ Central Office located at 305 West 44th Street, New York, NY (2nd floor). You can also email the Club Employees Pension Fund at [email protected] or call (212) 586-6400, ext. 4125.
Contact the Club Employees Pension Fund
To find out more about the Club Employees Pension Fund, visit the Benefit Funds’ Central Office located at 305 West 44th Street, New York, NY (2nd floor) or contact them by phone at (212) 586-6400, ext. 4125.
This page contains a short description of the pension benefit provided under the Club Employees Pension Fund. For the complete plan details, please refer to the official summary plan description (SPD). The union is not authorized to make representations about the pension benefits. If any explanation contained in this online summary contradicts a shop’s collective bargaining agreement or any provisions of the actual benefit plan documents, those documents are controlling.