Healthcare

Extended healthcare for individuals covered by the Industry Wide Agreement (IWA) or Division A Contract:

1 Q: I have been laid off due to the Coronavirus. How long will I have healthcare for?
A: On March 19th, the arbitrator ruled that HTC-Represented workers in shops signed onto the IWA contract, will have 4 additional months of healthcare if they were laid off due to the Coronavirus. On March 30th, the arbitrator applied this ruling to the workers we represent in Division A shops. So, if you work in an IWA or Division A shop and you worked at all in March 2020, you will be covered until August 31, 2020.

2 Q: Does the arbitrator’s award cover me if I am on the hotel’s insurance?
A: Yes, the Union takes the position that you are covered by the award.

3 Q. If I am on Worker’s Compensation, FMLA (including maternity leave), or disability, am I covered by the healthcare extension?
A: If you participate in Industry-Wide Benefit Fund and because you were on Worker’s Comp, FMLA, or disability, you were covered during February or March of 2020, then you will continue to be covered for the remainder of the extension.

4 Q: If I am a regular part-time worker, am I covered by the healthcare extension?
A: Yes, if you are otherwise covered, then you are still covered.

5 Q: If I was laid off in February, am I covered by the healthcare extension?
A: If you were laid off due to the Coronavirus and made at least 56 hours in February before being laid off, you will be covered through August 31st, 2020.


Extended healthcare for individuals covered by the Greater Regional Industry Wide Agreement (GRIWA):

1 Q: I have been laid off due to the Coronavirus. How long will I have healthcare for?
A: On March 19th, the arbitrator ruled that HTC-represented workers who have been laid off due to the coronavirus in shops signed onto the GRIWA, will have 6 months of healthcare coverage.

2 Q: Does the arbitrator’s award cover my copayment for my healthcare?
A: Yes, the arbitrator ruled that under the GRIWA, management must pay for your employee co-contribution if you are laid off and for as long as you’re getting health insurance according to the award.

3 Q: Does the arbitrator’s award cover me if I am on the hotel’s insurance?
A: Yes, you are covered by the award and will have 6 months of healthcare. In addition, on March 30th, the arbitrator ruled that under the GRIWA, management must pay for your employee co-contribution if you are laid off and for as long as you’re getting health insurance according to the award.


Contacting a doctor

1 Q: How can I schedule a non-emergency doctor appointment during the crisis?
A: For any HTC-represented workers, covered by the Industry-Wide Benefit plan—and your dependents— you can now schedule a telephone visit for any internal medicine, family practice, and pediatric providers. If you would like to schedule a telephone visit with your provider, please call one of our Health Centers.

For any HTC-represented workers covered by UNITE HERE HEALTH Plan 100 or Plan 105, if your doctor offers phone or video visits, they are covered and if your doctor is in network, they’re covered at 100%. If you can’t get an appointment with your doctor, you can now access a healthcare provider through Teladoc. For more information, visit UNITE-HERE Health’s website: https://www.uhh.org/coronavirus

2 Q: Is there a number I can call for more information on the Coronavirus?
A: Yes. Our Industry Wide Benefit Funds have set up special phone numbers, staffed Monday thru Friday 7:30 AM – 7:00 PM at the Health Centers to answer questions about the Coronavirus outbreak. These hotlines are available to all HTC-represented workers regardless of whether or not they are covered by the Industry Wide Health Care Plan.

Hotlines:

Weekend and After Hours:

  • HTC-represented workers who are part of the Industry Wide Health Care Plan can call the Empire Nurse hotline at 1-877-825-5276.
  • HTC-represented workers who are covered by the Unite-Here Health Plan 100 and Plan 105 can call 1-800-222-1222.
  • HTC-represented workers who are covered by the Unite-Here Health Plan 100 and Plan 105 can register for and download the "Dr. on Demand” App to contact a health provider anytime by going to https://www.doctorondemand.com.

3 Q: Am I able to speak to a therapist or counselor during this crisis?
A: For any HTC represented workers, covered by the Industry-Wide Benefit plan—and your dependents - the Members Health Assistance Program (MHAP) is offering counseling services over the phone for existing patients as well as setting up new patients over the phone. All counseling sessions are totally confidential. To be connected with a counselor please call MHAP Monday thru Friday 7:30 AM– 7:00 PM at (212) 237-3037 or (888) 615-6427.

For any HTC represented workers covered by UNITE HERE HEALTH Plan 100 or Plan 105, you can speak to a counselor through Optum’s behavioral health program: COVID-19: Accessing behavioral health treatment.

4 Q: I am a member on UHH Plan 100 or Plan 105, can I get tested for the coronavirus?
A: For any HTC-represented workers and their families who are covered under UNITE HERE HEALTH Plan 100, Plan 105, or Plan 400, COVID-19 testing fees and co-pays are being waived. In addition, any medically necessary testing is covered at no cost to you.  This means you won’t have to pay out of pocket for any testing that your doctor orders related to the Coronavirus. Plus, if your doctor is in-network and offers phone or video appointments, they are covered at 100%. For more information, you can contact UNITE HERE HEALTH at: 866-261-5676.


For individuals not covered by the healthcare extension:

1 Q: What happens when I no longer have healthcare coverage?
A: You have the option to purchase COBRA for up to 18 months to maintain your current healthcare coverage. There are also many free and affordable healthcare options available through the Affordable Care Act.

2 Q: How do I purchase COBRA?
A: You have the option to purchase COBRA if you do not meet the minimum number of hours/month to maintain healthcare coverage. You can purchase COBRA for up to 18 months.

For HTC represented workers who participate in the Industry Wide Benefit Fund and retirees who use the plan:

If you would like to purchase COBRA, can chose from one of the 7 plans listed in this chart. This chart shows monthly rates for individual and family coverage.

Please note, for members who live outside of Manhattan, Brooklyn, the Bronx, or Queens and have EPO coverage, if you want to maintain EPO coverage you must select one of the plans that includes hospitalization and Health Center coverage [COBRA3, COBRA4, or COBRA5].

Also, be aware: Once you select a COBRA coverage plan, you will not be able to change to a plan that includes more coverage than you had originally elected. You can, however, change to a plan that includes less coverage at a later time. Any of the plans that include hospitalization (including COBRAH) are considered to include more coverage than those plans that do not.

To purchase COBRA, call the Employee Benefit Funds at (212) 586-6400.

For individuals on any other healthcare plans:

To purchase COBRA, contact your Human Resource’s Department or healthcare provider for details on how to purchase it.

3 Q: How do I enroll in affordable healthcare through New York State?
A: New York State has several programs that can provide you and your family with affordable healthcare, if you do not have health insurance. These programs include:

  • Medicaid
  • The Essential Plan
  • Child Health Plus, if you have dependent children.
  • Qualified Health Plans (“Obamacare” marketplace plans)

Eligibility for these programs depends on your income, family size, and whether you have dependent children. To apply, you will only send in one application, to the NY State of Health marketplace. You do not need to send in an application for each program — the NY State of Health will decide which program(s) you and your family are eligible for based on your application.

You can apply for these programs by using the NY State of Health website at https://nystateofhealth.ny.gov, or by calling 1-855-355-5777 (or 1-800-662-1220 for the deaf and hard of hearing.)

4 Q: How do I enroll in affordable healthcare through New York City?
A: Through June 15th, 2020, health insurance enrollment is open for uninsured New Yorkers as part of a Special Enrollment Period. GetCoveredNYC is offering free health insurance enrollment assistance through their website: https://www1.nyc.gov/nyc-resources/get-covered.page. You can also call 311 for free enrollment assistance.

5 Q: How do I enroll in affordable healthcare in New Jersey?
A: New Jersey has several programs that can provide you and your family with affordable healthcare if you do not have health insurance. These programs include:

  • NJ FamilyCare (Medicaid, CHIP and Expanded Medicaid populations)
  • Medicaid
  • healthcare.gov (“Obamacare” marketplace plans)

For general healthcare information visit https://nj.gov.

NJ FamilyCare/Medicaid

Eligibility for these public insurance programs depends on your income, family size, whether you have dependent children.

The fastest way to apply for NJ FamilyCare is online. Visit njfc.force.com for more information and to apply online.

You can also apply for NJ FamilyCare/Medicaid over the phone at 1 (800) 701-0710 (or 1 (800) 701-0720 for hearing impaired individuals) Mondays and Thursdays 8:00 AM to 8:00 PM, or 8:00 AM to 5:00 PM Tuesday, Wednesday, and Friday. They have multi-lingual operators available.

“Obamacare” Health Insurance Marketplace

You can fill out a questionnaire to see if you may qualify to shop for a plan under a special enrollment period if you’ve had certain changes in your life. These changes include

  • You recently lost your employer healthcare coverage,
  • You recently lost your healthcare coverage through the state, 
  • You’ve recently gotten married
  • You recently changed your residence
  • You’ve recently had a child or are caring for a new dependent

You can find the questionnaire and apply on their website, https://www.healthcare.gov.

You can also determine your eligibility and apply over the phone at 1 (800) 318-2596.

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Telephone Visits Available for Workers Covered by Industry-Wide Benefit Plan

April 3, 2020 2:51 PM

As you know, the Industry-Wide Benefit Plan canceled all non-emergent doctor appointments at the Health Centers. This safety measure was taken in order to limit healthy patients’ exposure to the novel coronavirus, and reduce the spread of COVID-19.

We are happy to announce that the Benefit Plan has set up the technology and infrastructure to schedule non-urgent primary care medical appointments as telephone visits. For any HTC represented workers, covered by the Industry-Wide Benefit plan—and your dependents— you can now schedule a telephone visit for any internal medicine, family practice, and pediatric providers. 

Counseling Services and MHAP Available Over the Phone

April 3, 2020 2:44 PM

Understandably, many people are feeling heightened anxiety and stress during this crisis. In an effort to meet the needs of those covered by the Industry-Wide Benefit Plan during this time, the Members Health Assistance Program (MHAP) is offering counseling services over the phone for existing patients as well as setting up new patients over the phone. All counseling sessions are totally confidential. To be connected with a counselor please call MHAP Monday thru Friday 9:00 AM– 5:00 PM at (212) 237-3037 or (888) 615-6427

Union wins extended healthcare in Division A hotels

March 31, 2020 11:00 AM

On the evening of Monday, March 30th, the arbitrator ruled that his previous decision on the extension of health benefits for HTC-represented workers, does indeed apply to Division A hotels in the same way it applies to IWA shops.  As some of you may know, some Division A hotels have already recognized the fact that they need to, along with shops that fall under the IWA contract, extend health benefits for their unionized employees. The Union went back to the arbitrator with the position that the decision should cover all Division A hotels. The arbitrator agreed with the union’s position. Congratulations to HTC-represented workers at these hotels.